Loans in Finland

Are you in need of a loan? With Euronder, you can compare loans and receive consumer credit from 35 different banks and loan providers up to 60 000 euros.

Beyond saving time, you can save hundreds of euros. Euronder excels in locating a budget-friendly loan for your specific requirements – without any costs or handling difficult paperwork to multiple banks.

Read more about Loans in Finland below and compare them with our calculator.

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Arvioitu kuukausierä 0

Esimerkki lainakustannuksista: Luoton määrä 0 €. Nimelliskorko 0 %. Luoton todellinen vuosikorko 0 %. Avausmaksu 0 €. Takaisinmaksuaika 0 v. Luoton ja luottokustannusten yhteismäärä 0 €. Luotonmyöntäjien lainasummat vaihtelee 500-60 000€, nimelliskorko 4,41–20% (todellinen vuosikorko 4,5-38%) ja laina-aika 1–15v. välillä.

Choose the best loan in Finland

You can apply for consumer loans in Finland easily with our loan comparison service. You can apply for a loan within few minutes and we send your application to over 35 different banks and financial institutes. Filling out an application does not cost you anything and you can think carefully if you want to have the loan or not.

After applying for a loan with a loan comparison service, the banks can send their own loan offers through email and you can start comparing loans independently.

With Euronder, you can save hundreds or even thousands of euros when you compare loans and get a competitive loan. Loan comparison can be done throughout the day and you can receive the first loan offers within 15 minutes. Usually all available loan offers arrive during the day.

How to get a loan in Finland?

You can apply for a loan in Finland for free. Banks have different criteria for which they will offer you a loan and the best way to know if you can get a loan is to just apply for a loan.

The loan application can be made with your friend or spouse or you can just apply for a loan by yourself.

When two person apply for a loan, the bank can offer better loans, because the risk is lower for the bank.

There are some criteria to apply for a loan, but generally the better your financial situation is, the better interest rate is and the other expenses for your loan.

Fill out the application

To start the loan application for a consumer loan, you need to fill out the application. Fill out the forms carefully and with accurate information and that way you can get the best loan faster. A very common reason for loan application to fail is actually a error in the loan application.

The amount of the loan you should apply for needs to be considered. There is a better chance for you to get the loan if you apply for a loan that is reasonable for your financial situation.

Compare loans

You can apply for many loans in Finland with the same loan application. The loan companies can send you loan offers in email and you usually get most of the offers during the same day. From there you should simply compare loans to each other for the least expensive contract.

When applying for a consumer credit or consumer loan, you should consider the amount of the interest rate, monthly repayment period, loan sum and other expenses. When you choose the best loan offer, you know that you don’t need to pay extra for the banks.

Sign the loan agreement

When you are applying for loans in Finland, you can sign the contract with your bank card easily. The process is simple and secured. At this point you are not obligated to sign the contract and you can still choose if you want to sign the loan or not.

You can always apply for a loan again for free and get new loan offers where you can choose the best offer for you. You can change the application details and try to get different offers if your financial needs change later.

Compare loans in Finland with Euronder

Can I refinance loans in Finland?

Apply for a loan and choose the best offer to refinance your loans. There are many banks which offer refinancing loans in Finland and you can apply for an unsecured loan. Refinanced loans can consist of consumer credit, consumer loan or any other type of loans.

The idea is that you have your old loans that are maybe expensive to keep or time consuming to handle and you will apply for a loan that can pay for your older loans. Then you have only one loan and the loan is easier to manage.

The amount of the loan overall should not change and it will only help you lower your interest rate. The interest rates are only lower if you make the loan comparison correctly. Take your time and choose the best loans in Finland.

How much loan can you get in Finland?

The loan you can apply for in Finland depends on your current financial situation. The best way to see how much loan you can apply for is to fill out the application. You can get an unsecured loan in Finland for up to 60 000 euros through Euronder.

Choose a loan for your needs and apply for an unsecured loan. In addition to the loan being unsecured, you don’t need any down payment to get the loan. You only need to sign the contract with your own information and the loan is yours.

You will get different loan offers and the interest rate can vary depending on the bank offering the loan. You should always compare loans and make sure that the interest rate is as low as possible.

What is the loan period for loans in Finland?

Loan period will vary depending on your financial situation and the amount of the loan you are applying for. You should always consider that the cost of the loan increases substantially when the loan period is longer.

You can apply for a consumer loan up to 15 years in loan period. If you are applying for a smaller amount, then you cannot choose a longer loan period.

Some banks and financial institutions require you to apply for over 10 000 euro loan if you want more than 10 years loan period.

You need to consider that the total cost of the loan will increase when you apply for a loan for longer periods. Monthly repayment can be lower but if the interest rate is not compared for a lower one, then you will pay a lot extra because of the interest rates.

Find out how much you can get loan in Finland

Who can apply for a loan in Finland?

The loan application can be filled by anyone, but banks and financial institutions cannot offer loan to anyone. The better your financial situation is, the better chances you have for a loan. If you cannot apply for a loan alone, you should consider to have a partner to help you applying for a loan.

Fill the application carefully

The loan application needs to be filled carefully to get the loan. You have to be at least 18 years old, permanent residence in Finland, stable income and no problems with paying your older loans. If you get a record for not paying older loans, then it will be harder to apply for a consumer loan in the future.

Apply for free – it doesn’t cost anything and you know more

Applying for a loan is the first step you should take if you want to see how much loan you can get in Finland. Compare loans and decide what kind of repayment period is the best for your needs. You can be surprised for the amount of interest rates and different kind of offers you get from the banks.

One application to compare loans for up to 35 banks

You can apply for an unsecured loan in Finland up to 60 000 euros with only one application. We send the application to 35 different banks and the loan application is filled within minutes. You can get loan offers for consumer loan or consumer credit from the banks.

The banks will start sending you loan offers for loan or credit card depending on the application you have sent. You can get the most out of your loan when you do a thorough comparing for the loan offers.

The total cost of the loan will be higher if the interest rates are higher and the loan period is longer. Comparing the loans will help you get the cheapest loan for you.

Unsecured loan fast

You can apply for an unsecured loan in Finland in minutes and you can even get the loan payment within the same day to your account. You will receive the loan offers from different banks and if you choose to get a loan with fast payment, it can be in your account even today!

The loan offers are always unsecured and they will be sent to your email address within the same day usually.

You can get the first loan offer within 15 minutes from the applying of the loan.

Unsecured loans can have little bit higher interest rates compared to secured loans, but they are easier and faster to apply for. If you are a person who has no possessions or down payments, then unsecured loan is the best option for you. Secured loans cannot be sent to you within hours of applying.

You can apply for a loan or credit in few minutes from our services. The banks can send you offers for loans and in addition to the offers you will get offers later in the future for new loans. Your needs can vary in the future and banks are well aware of this.

You can get up to 60 000 euros of unsecured loan for your household needs. It can be a remodelling of your kitchen, new washing machine or to buy a vacation tickets for your family.

Loans for different needs

There can be different situations where you need a consumer loan or consumer credit to cover the costs of household items.

In this difficult time you don’t necessary have the amount of money needed in your bank account. You will need a financial help from an unsecured loan to help.

Wedding loan

 

Weddings can be difficult to organise and sometimes you will get new things to buy which you did not account for. That can be a time to apply for a consumer credit which will help make your wedding a memorable day.

 

Wedding does not only need organising for the big day but also the time after the wedding. Married couple needs to have their own honeymoon, which can be financed with a consumer loan.

Remodelling loan

 

Remodelling your home can increase the value of your home and it will be an investment. You should not consider the loan to be lost money but an increase in your homes value. You can sell your home in the future for larger price if the remodelling has been done correctly.

 

Remodelling also increases the joy in living in your own home. You can spend decades living in your house and if you choose not to remodel some places you can regret it for many years to come.

Vacation loan

 

Consumer credit can help you to catch good discounts when you don’t have the money to buy tickets straight away. Sometimes discount packages can help you save money in the long run when you are choosing your travel tickets.

 

You don’t only need money to buy the tickets but to consume during the vacation. There are sometimes new things you want to try during your vacation and consumer credit can help you quickly to pay for the experiences.

Car loan

 

Usually car loans are taken from the car dealerships but that will restrict you when choosing cars. With your own unsecured loan you can buy car from anywhere, sell it anytime and have insurances you choose. With a secured car loan you can’t sell the car or choose insurances that you want.

 

You can even make profit with buying a car with your own money. You can buy the car, repair it and then sell it for a better price in the future. That will not be possible with a secured car loan from the car dealer.

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